Do Financial Advisors Exploit Responsible Investment Preferences?

01 Dicembre 2021 - 11:30 / 13:00

210, Viale Romania

Speaker: Utz Weitzel , Vrije Universiteit Amsterdam, Radboud University Nijmegen, Tinbergen Institute

Abstract

An unprecedented number of investors are giving their financial advisors a mandate for socially responsible investing (SRI). Yet, the impact of SRI mandates on consumers is unclear. In a pre-registered lab-in-the-field experiment with 345 professional advisors, we find that advisors charge a premium to SRI clients that cannot be justified by higher effort, skill, or costs. This suggests that advisors exploit the SRI preferences of their clients (who accept these higher fees). In an independent survey, financial regulators predict higher SRI fees but do not predict exploitation. Regulators confirm that our findings are externally valid and require attention from policymakers.

Further info regarding the paper at the following link: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3890116